New Care Medical (NCM) was founded to address the needs of the ever-changing developments of modern healthcare and its delivery.
The current healthcare market is almost solely dictated through non-Medicare health insurance carriers and managed care organizations. Their ultimate desire is to control and reduce utilization which provides less risk and higher profits. This is very evident in the non-Medicare insurance market, with most plans having higher deductibles and co-pays or reduced coverage (e.g. the development of Surgical and Hospitalization plans) to keep premiums affordable for the market place. The current trends yield patients electing to procrastinate on receiving the preventive care and procedures they need because of the uncertainty of out-of-pocket costs that will be incurred. This continued practice leads to catastrophic and acute sick episodes that could result in life threatening conditions with enormous financial responsibilities.
One of the leading factors that has led to the many problems that we face in the health care environment today is the conflict of interest for all parties involved:
Most Individuals are forced to have health insurance for catastrophic coverage and the many discounts available through insurance pricing. The problem is more and more people are not able to afford the premiums and drop coverage. These individuals find themselves stuck in a medical system where they either do not go to the physician unless they are in critical condition or simply can not or do not pay for the proper treatment they need.
Naturally non-Medicare insurance carriers do not spend a lot of money and resources on developing efficient claim centers and claims support, making it very difficult and time consuming for physicians to receive reimbursement for their services. This has developed an environment where the administrative costs of healthcare has become an enormous burden on physicians cutting them closer and closer to their bottom line. This has had a huge impact on almost every specialist and primary care physician.
New Care Medical has developed a solution to benefit everyone! Please refer to the Membership Program section for details.
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